Jobs in Goldman Sachs

Credit Risk Associate | Goldman Sachs Careers | Job Alert | Latest Jobs in Bengaluru 2022

Advertisements
Software Engineer | Goldman Sachs Careers | Job Alert | Latest Jobs in Bengaluru 2022

Credit Risk Associate | Goldman Sachs Careers | Job Alert | Latest Jobs in Bengaluru 2022

About Company

Аt Gоldmаn Sасhs, we соmmit оur рeорle, сарitаl аnd ideаs tо helр оur сlients, shаrehоlders аnd the соmmunities we serve tо grоw. Fоunded in 1869, we аre а leаding glоbаl adventure bаnking, seсurities аnd theory mаnаgement firm. Heаdquаrtered in New Yоrk, we mаintаin оffiсes аrоund the wоrld.

Credit Risk Associate Job Description

We are looking for a candidate at the associate level to join the Credit Risk division team. The role will centre on data analytics, data insight development, trend identification, and data visualisation in order to better understand credit risk drivers for unsecured consumer lending assets such personal loans and credit cards.

Responsibilities

  • Support credit risk management senior leadership in partnering with business units and broader Credit department to assess data availability, data sufficiency, and reporting needs
  • Design and write data queries to extract credit data from credit systems and conduct analysis of portfolio performance, deep dive analysis of trends, summarize findings and recommend changes  
  • Ability to identify existing and emerging drivers of risk in a portfolio to drive guardrail design and proactive management of the portfolio.  
  • Create guardrails/ thresholds across various dimensions 
  • Provide support for portfolio credit risk oversight and governance by tracking the actual performance of risk appetite and credit risk management metrics against approved guardrails
  • Create Management reporting using Tableau or other cutting-edge visual interface-based tools to monitor portfolio performance at portfolio segment level (e.g., product, vintage, risk segment, score band, or marketing channel)
  • Develop analytical reports and presentations for senior management, executive committees and regulatory exams.
  • Be up to date on applicable regulations and compliance requirements in consumer lending and provide support to Senior Leadership during interactions and updates to internal and external regulators 
  • Adhere strictly to compliance and operational risk controls in accordance with company and regulatory standards, policies and practices
  • Address internal audit requirements and findings in a timely and appropriate manner

Eligibilities

  • 3+ years of experience in related industry.
  • Strong Quantitative/ analytical skill with Master’s degree (U.S. or equivalent) in a quantitative discipline such as Mathematics, Statistics, Engineering, Data Science/Analytics or a related field like Information Systems, Business Analytics.
  • Building, improving, or analyzing risk policies in a consumer or small business lending or similar data driven industries such as insurance
  • Experience in unsecured consumer lending (e.g., installment loans, credit cards) preferred and expertise with credit bureau data as well as familiarity with alternate credit related data sources
  • Experience in retail credit risk analytics including 5+ years of retail strategy with  credit policy/underwriting criteria development, performing portfolio deep dive analytics including performance measurement and insight generation to influence credit policy 
  • Utilizing knowledge of U.S. credit bureau data, Risk Scorecards to drive analysis and outcome
  • Use statistical packages like SQL, SAS, R, Python etc., tools to mine, manipulate & aggregate complex consumer and transaction level data on big data platforms such as Hadoop, Spark etc.
  • Use complex statistical techniques such as decision trees, regression modeling, machine learning, testing techniques and time series data analysis techniques. 
  • Visualizing information/ trends from raw and complex data using visualization tools such as Tableau, and communicating results to a wide variety of audiences
  • Using advanced Microsoft Office skills, specifically Excel (including creation of pivot tables, logic functions), PowerPoint and Word 
  • Strong writing, presentation and communication skills; technical writing and documentation experience desired
  • Strong project management / organizational skills and the ability to manage multiple assignments concurrently across various stakeholders.
  • Ability to do end-to-end project delivery

Аррly Link is given belоw jоin us fоr Reсent Uрdаte

Pagarbook is hiring Interns HDFC Scholarship 2022 Walmart is hiring Engineering Freshers Ey Is Hiring MBA Freshers PwC is hiring Associates in Pune 2022 IBPS PO Notification 2022 released Amazon is hiring Associates P&G is Hiring Product Supply Intern 2022 Urban Company is hiring Sales Intern SportsKeeda is hiring Interns Accenture is hiring Analyst Qualcomm is hiring Engineers Axis Bank Young Banker’s Program Amdocs is Hiring Analyst 2022 Maruti Suzuki Is Hiring Engineering Freshers Chegg is hiring Data Scientist Amazon Is hiring Catalog Manager Siemens Energy is hiring Engineers Volvo is hiring Graduate Engineers 2022 Asian Development Bank is hiring Interns
Pagarbook is hiring Interns HDFC Scholarship 2022 Walmart is hiring Engineering Freshers Ey Is Hiring MBA Freshers PwC is hiring Associates in Pune 2022 IBPS PO Notification 2022 released Amazon is hiring Associates P&G is Hiring Product Supply Intern 2022 Urban Company is hiring Sales Intern SportsKeeda is hiring Interns Accenture is hiring Analyst Qualcomm is hiring Engineers Axis Bank Young Banker’s Program Amdocs is Hiring Analyst 2022 Maruti Suzuki Is Hiring Engineering Freshers Chegg is hiring Data Scientist Amazon Is hiring Catalog Manager Siemens Energy is hiring Engineers Volvo is hiring Graduate Engineers 2022 Asian Development Bank is hiring Interns